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Podcast Breaking Down the Choice of Lump-Sum and Pension Retirement Options
May 31, 2019

Breaking Down the Choice of Lump-Sum vs. Pension Retirement Options

Commerce Trust Company Senior Financial Planner David Stubblefield, CFP, CDFA, has vicariously “retired” more than 600 times – through writing individual financial plans for his clients. Since you are likely to retire only once, David would like to share what he’s learned in a lifetime of retiring others. Doing anything hundreds of times more than others really does give you some perspective. So for you almost-retirees out there, put the worry beads down for a minute. Let David break it down for you so you can sleep at night.

(You can subscribe to the podcast at Apple PodcastsSpotifyGoogle Play, or Stitcher, get the RSS feed, or listen via the media player above.)

Disclosures:

Non-depository investments offered through Commerce Bank are not guaranteed, are not FDIC insured, and may lose value.  Investing involves risk and the information provided here as well as the past performance of any investment obtained through Commerce Trust Company is no guarantee of future results.  information provided is for general education, information, or illustration purposes only, may be of value, but is not and should not be viewed or treated as a recommendation on any future investment or market action.  You are responsible for any investment transaction you choose to enter into, and understand that the following information from Commerce is not to be relied upon as a basis for any future investment decision.  This disclosure statement cannot disclose all risks of investments, economies or markets in which you may choose to transact.  Therefore, please consult with your individual investment advisor for specific investment advice and recommendations.  Commerce does not offer tax, legal or specific estate planning advice.

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ABOUT THE AUTHOR

David Stubblefield
David Stubblefield Senior Financial Planner Commerce Trust Company
David is a financial planner with Commerce Trust Company. He is a member of the financial advisory services team, a dedicated financial planning practice within Commerce Trust that provides objective financial advice to clients. Following a thorough assessment of a client’s unique situation and thoughts regarding wealth, David develops holistic and coordinated plans to help clients meet their short-term and long-term goals as well as take full advantage of various planning, tax, and investment strategies along the way. His areas of focus include planning for financial independence, retirement, divorce, executive compensation, estate preservation, and business succession. David joined Commerce in 1995 and has held positions in private banking, credit analysis, commercial business development, and retail sales. David received his bachelor of science degree in business administration from Southeast Missouri State University. He holds both the CERTIFIED FINANCIAL PLANNER™ and Certified Divorce Financial Analyst™ designations. Additionally, David is a member of the Financial Planning Association and the Institute for Divorce Financial Analysts.
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